Hazelgrove Lending Group, based in Redding, CA, takes business funding requests from Palo Cedro, CA by phone and online. ZIP 96073 counted 109 employer establishments in 2023, led by construction and professional services. This page explains those figures, why the ZIP is much larger than the community, and what an unincorporated address means for licensing.
| ZIP 96073 employers (2023) | 109 |
|---|---|
| Under five employees | 54.1% |
| Paid employees (2023) | 864 (noise-infused) |
| Annual payroll (2023) | $42.6 million |
| Self-employed residents | 15.0% (plus or minus 6.5) |
| Distance | About 8 miles east of Redding, CA |
A bigger ZIP than the community: ZIP 96073 and Palo Cedro, CA
Palo Cedro is a Census-designated place, not a city. 93.8% of its land lies in ZCTA 96073, but it covers only 17.0% of that ZCTA's land. Parts of Bella Vista and Millville also fall inside 96073. So the ZIP counts below describe the wider area that shares the Palo Cedro mailing address, and they always carry the ZIP label here.
Employers in ZIP 96073, Palo Cedro, CA
ZIP Code Business Patterns counted 109 employer establishments in ZIP 96073 in 2023. Construction led with 26, professional, scientific and technical services followed with 18, then retail (17), other services such as repair and personal care (11), health care (10) and accommodation and food services (8).
The ZIP reported 864 paid employees and $42.6 million in payroll. By our arithmetic that is about 8 employees per establishment and roughly $49,300 per employee, approximate because employment counts are noise-infused. Firms below five employees made up 54.1% of the 96073 count.
Working for themselves in Palo Cedro, CA
The American Community Survey (2020-2024) puts the self-employed share of employed Palo Cedro residents at 15.0%, with a margin of plus or minus 6.5 points: 5.2% in incorporated businesses and 9.7% in unincorporated ones. The margin is wide, so the figure is a rough indication, not an exact share.
Funding that fits Palo Cedro, CA businesses
Construction and professional services lead the ZIP. Trades can use lines of credit and equipment financing; the contractor page covers both. Consulting, engineering and accounting firms can wait on clients, which the professional firms page addresses with working capital and lines of credit.
Licensing for an unincorporated Palo Cedro, CA address
Does California require a business license, and what is a business license in California for a business outside any city? The answer can depend on the county's rules for unincorporated areas plus any state registrations for the business type. Steps to get a business license in California may start with confirming the right office for your address.
Reaching Hazelgrove from Palo Cedro, CA
Requests come in by phone and form. County data is on the Redding, CA page, sector pages on the industries page, and other communities on the areas page.
Palo Cedro, CA sectors our partners fund
Hazelgrove Lending Group works with Palo Cedro, CA businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- Reach us at (530) 255-7966 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Everything can be handled by phone or online from Palo Cedro, CA.
