# Hazelgrove Lending Group > Hazelgrove Lending Group is a small-business funding broker at 2032 S Market St, Redding, CA 96001 (phone (530) 255-7966). It helps businesses in Redding, CA; Shasta Lake, CA; Palo Cedro, CA; Anderson, CA; Cottonwood, CA and across Shasta County, California, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Hazelgrove Lending Group connects you with lending partners; partners make credit decisions and set rates and terms. Hazelgrove Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Hazelgrove Lending Group does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not target startup, trucking or agriculture funding. Key facts: - Business type: small-business funding broker (not a lender) - Address: 2032 S Market St, Redding, CA 96001, United States - Phone: (530) 255-7966 - Apply: https://hazelgrovelendinggroup.com/apply/ - Service area: Redding, CA; Shasta Lake, CA; Palo Cedro, CA; Anderson, CA; Cottonwood, CA and all of Shasta County, California - Language: English ## Funding options - [Business Funding Options Compared for Redding, California Owners](https://hazelgrovelendinggroup.com/business-loans/): Hazelgrove Lending Group compares six business funding structures for owners in Redding, CA and Shasta County: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. The comparison covers what each pays for, how repayment works, what partners review, and when a secured or unsecured option makes sense. - [Working Capital Loans for Redding, CA Businesses](https://hazelgrovelendinggroup.com/business-loans/working-capital/): Hazelgrove Lending Group helps businesses in Redding, CA arrange working capital loans: short-term funding for payroll, supplier bills and other operating costs while customers, insurers or clients pay. Partners usually size the amount from recent bank deposits. This page covers payroll use, sensible and poor uses, how amounts are set, and what partners review. - [Business Term Loans for Redding, CA Businesses](https://hazelgrovelendinggroup.com/business-loans/term-loans/): Hazelgrove Lending Group helps businesses in Redding, CA arrange business term loans for expansion, remodels, build-outs and second locations. A term loan pays one lump sum and is repaid in fixed installments over a set term. This page explains how amortization works, what partners look for in an expansion request, and when a line of credit fits better. - [Business Lines of Credit for Redding, CA Businesses](https://hazelgrovelendinggroup.com/business-loans/line-of-credit/): Hazelgrove Lending Group helps businesses in Redding, CA arrange business lines of credit: a revolving limit for uneven months, seasonal hiring, payroll gaps and repeat short needs. This page explains draw periods, how payments are calculated, how a line compares with a business credit card, and what funding partners review before setting a limit. - [Inventory Financing for Redding, CA Businesses](https://hazelgrovelendinggroup.com/business-loans/inventory-financing/): Hazelgrove Lending Group helps businesses in Redding, CA arrange inventory financing: funding for stock bought ahead of sales, from boutique racks and parts shelves to convenience-store goods. This page explains how inventory financing works, how it differs from factoring and from a line of credit, what floor plan financing means, and what partners review. - [Equipment Financing and Leasing for Redding, CA Businesses](https://hazelgrovelendinggroup.com/equipment-financing/): Hazelgrove Lending Group helps businesses in Redding, CA arrange equipment financing and leasing for new and used equipment: lifts, exam chairs, kitchen lines, mowers, trucks and tools. This page covers used equipment, restaurant and contractor equipment, the differences between a loan, a lease and an equipment finance agreement, and what partners review. - [Merchant Cash Advances (Not a Loan) for Redding, CA Businesses](https://hazelgrovelendinggroup.com/merchant-cash-advance/): Hazelgrove Lending Group helps businesses in Redding, CA understand and compare merchant cash advances, which are a sale of future receipts and not a loan. This page explains how remittance and the holdback percentage work, gives a labeled example, compares an advance with a line of credit and a business loan, and covers stacking and reconciliation. ## Industries - [Business Loans by Industry in Redding, CA](https://hazelgrovelendinggroup.com/industries/): Hazelgrove Lending Group, based in Redding, CA, groups business funding by industry: fourteen dedicated pages for sectors such as medical practices, restaurants, auto repair, contractors, gas stations and law firms, plus short notes on veterinarians, gyms, hotels, daycare, cleaning, manufacturing and more, each drawn from Shasta County Census counts. - [Business Funding for Medical Practices in Redding, CA](https://hazelgrovelendinggroup.com/industries/medical-practices/): Hazelgrove Lending Group helps physician practices in Redding, CA and Shasta County compare medical practice loans: working capital while claims pay, equipment financing for exam and diagnostic gear, and term loans for build-outs or a physician buy-in. Shasta County counted 142 physician offices in 2023. This page covers the practice cash cycle, partner review and a worked example. - [Business Funding for Restaurants in Redding, CA](https://hazelgrovelendinggroup.com/industries/restaurants/): Hazelgrove Lending Group helps restaurants in Redding, CA and Shasta County compare restaurant business loans: equipment financing for kitchen lines, walk-in coolers and POS systems, working capital and lines of credit, renovation term loans, and merchant cash advances. Shasta County counted 139 full-service and 130 limited-service restaurants in 2023. This page compares the options with a worked example. - [Business Funding for Auto Repair Shops in Redding, CA](https://hazelgrovelendinggroup.com/industries/auto-repair/): Hazelgrove Lending Group helps auto repair shops in Redding, CA and Shasta County compare auto repair shop loans: equipment financing for lifts, alignment and diagnostic tools, inventory financing for parts, and working capital for payroll. Shasta County counted 129 auto repair and maintenance employers in 2023. This page covers the shop cash cycle, a lift payment example and partner review. - [Business Funding for Chiropractors, Therapists and Optometrists in Redding, CA](https://hazelgrovelendinggroup.com/industries/chiropractic-therapy-optometry/): Hazelgrove Lending Group helps chiropractors, physical therapists and optometrists in Redding, CA and Shasta County compare business loans: equipment financing for tables, therapy and diagnostic devices, term loans for practice purchases and build-outs, and working capital. Shasta County counted 127 such offices in 2023. This page covers their cash cycle, purchase costs and partner review. - [Business Funding for Contractors and Builders in Redding, CA](https://hazelgrovelendinggroup.com/industries/construction/): Hazelgrove Lending Group helps contractors and home builders in Redding, CA and Shasta County compare construction business loans: lines of credit and working capital between progress payments, equipment financing for trucks and machinery, and term loans. Shasta County counted 555 construction employers in 2023 and permitted 254 new homes in 2025. This page links each trade's own page. - [Business Funding for Gas Station and Convenience Store Owners in Redding, CA](https://hazelgrovelendinggroup.com/industries/gas-stations/): Hazelgrove Lending Group helps gas station and convenience store owners in Redding, CA and Shasta County compare gas station loans: inventory financing for fuel and store stock, term loans for remodels and purchases, and equipment financing for dispensers, coolers and car washes. Shasta County counted 95 gasoline stations in 2023. This page covers financing requirements and partner review. - [Business Funding for Accounting, Consulting, Engineering and Insurance Firms in Redding, CA](https://hazelgrovelendinggroup.com/industries/accounting-and-professional-firms/): Hazelgrove Lending Group helps accounting, tax, consulting, engineering and insurance firms in Redding, CA and Shasta County compare business funding: working capital and lines of credit for salaries while clients pay, and term loans for practice or insurance agency acquisitions. Shasta County counted 86 accounting, 92 consulting, 63 engineering and 74 insurance agency employers in 2023. - [Business Funding for Law Firms in Redding, CA](https://hazelgrovelendinggroup.com/industries/law-firms/): Hazelgrove Lending Group helps law firms in Redding, CA and Shasta County compare law firm financing options: lines of credit and working capital for payroll and case costs, term loans for office build-outs, technology and partner buy-ins. Shasta County counted 85 legal services employers in 2023, most with fewer than five employees. This page covers repayment, partner loans and review. - [Business Funding for Painting, Drywall and Flooring Contractors in Redding, CA](https://hazelgrovelendinggroup.com/industries/painting-and-finishing-contractors/): Hazelgrove Lending Group helps painting, drywall, tile and flooring contractors in Redding, CA and Shasta County compare painting business loans: working capital and lines of credit for crews and materials, and equipment financing for sprayers, lifts and vehicles. Shasta County counted 78 building finishing contractors in 2023. This page covers their cash cycle, a payroll example and partner review. - [Business Funding for Plumbing and HVAC Contractors in Redding, CA](https://hazelgrovelendinggroup.com/industries/plumbing-hvac/): Hazelgrove Lending Group helps plumbing, heating and air-conditioning contractors in Redding, CA and Shasta County compare business loans: equipment financing for service vans and tools, inventory financing for water heaters and HVAC units, lines of credit and working capital. Shasta County counted 68 such contractors in 2023. This page covers their cash cycle, a stock example and partner review. - [Business Funding for Landscaping and Lawn Care Companies in Redding, CA](https://hazelgrovelendinggroup.com/industries/landscaping/): Hazelgrove Lending Group helps landscaping and lawn care companies in Redding, CA and Shasta County compare landscaping business loans: equipment financing for mowers, trailers and trucks, lines of credit for crews and materials, and working capital. Shasta County counted 65 landscaping employers and 263 no-payroll landscapers. This page covers their costs, a mower example and partner review. - [Business Funding for Dental Practices in Redding, CA](https://hazelgrovelendinggroup.com/industries/dental-practices/): Hazelgrove Lending Group helps dental offices in Redding, CA and Shasta County compare dental practice loans: equipment financing for chairs and imaging, term loans for an office build-out or a practice purchase, and working capital for payroll. Shasta County counted 64 dental offices in 2023, most with five or more employees. This page covers acquisitions, equipment and partner review. - [Business Funding for Electrical Contractors in Redding, CA](https://hazelgrovelendinggroup.com/industries/electrical-contractors/): Hazelgrove Lending Group helps electrical contractors in Redding, CA and Shasta County compare electrician business loans: lines of credit and working capital for materials and crews, equipment financing for vans, lifts and testing gear. Shasta County counted 64 electrical contractors in 2023, most with fewer than five employees. This page covers retainage, a worked example and partner review. - [Business Funding for Retail Stores in Redding, CA](https://hazelgrovelendinggroup.com/industries/retail/): Hazelgrove Lending Group helps retail stores in Redding, CA and Shasta County compare retail business loans: inventory financing for stock, lines of credit for reorders and uneven months, equipment financing for fixtures and POS, and merchant cash advances. Shasta County counted 618 retail employers in 2023. This page covers boutiques, hardware, pharmacy and gift retailers, with a stock example. ## Guides and calculators - [Business Funding Guides and Calculators for Redding, CA Owners](https://hazelgrovelendinggroup.com/resources/): Hazelgrove Lending Group, based in Redding, CA, collects guides for Shasta County owners: how to get a business loan in California, fictitious business names, California employer payroll accounts, Redding license and permit steps, and local small business resources, plus an equipment payment calculator and the blog. - [How to Get a Business Loan in California: A Redding, CA Guide](https://hazelgrovelendinggroup.com/resources/how-to-get-a-business-loan-in-california/): Hazelgrove Lending Group, based in Redding, CA, sets out how to get a small business loan in California from a Shasta County point of view: records to put in order first, the numbers to know, how to match funding to purpose using the county's sector mix, what partners weigh, how to compare offers, and where advising may be found. - [Filing a Fictitious Business Name in Shasta County, California](https://hazelgrovelendinggroup.com/resources/shasta-county-fictitious-business-name/): Hazelgrove Lending Group, based in Redding, CA, explains fictitious business names (DBAs) for Shasta County owners: what a California fictitious business name statement is, why funding partners check that it matches your bank account and invoices, how to search for an existing name, what to prepare before filing, and renewal points to confirm with the county. - [California Employer Payroll Accounts and Your First Payroll: A Redding, CA Checklist](https://hazelgrovelendinggroup.com/resources/california-employer-account-number/): Hazelgrove Lending Group, based in Redding, CA, explains the California employer account number for owners hiring their first employees: how it differs from a federal EIN, how to look it up, why funding partners ask about payroll records, and a cash checklist for the first payrolls, linked to working capital and lines of credit. - [Redding, CA Business License, Zoning and Building Permits: What to Line Up First](https://hazelgrovelendinggroup.com/resources/redding-ca-business-license-and-permits/): Hazelgrove Lending Group, based in Redding, CA, sets out a premises-first checklist for Redding businesses: confirm the address is inside city limits, check zoning, line up building permits for any build-out, then the city business license and renewal. Each official office and rule is marked for verification, and the checklist links to term loans and equipment financing for the work. - [Shasta County, California Small Business Resources](https://hazelgrovelendinggroup.com/resources/shasta-county-small-business-resources/): Hazelgrove Lending Group, based in Redding, CA, keeps a directory of Shasta County small business resources: the economic development corporation, the California SBDC network, the chamber of commerce, and city and county offices for licenses and permits. Each entry is marked for verification before publication, with notes on what to ask each one. - [Auto Shop Equipment Payment Calculator for Redding, CA](https://hazelgrovelendinggroup.com/resources/auto-shop-equipment-payment-calculator/): Hazelgrove Lending Group, based in Redding, CA, offers an equipment finance calculator for auto shops and other businesses: enter a price, down payment, annual rate and term to estimate the monthly payment, total interest and total cost including the down payment. It does not produce an amortization table or balloon payments; this page shows that arithmetic by hand. ## Areas served - [Business Funding in Redding, California: Shasta County, CA Facts and Local Resources](https://hazelgrovelendinggroup.com/redding-ca/): Hazelgrove Lending Group is based in Redding, CA, the city this page profiles. It brings together Census figures for Shasta County and ZIP 96001, the sectors with the most employer establishments, what they imply for funding, and practical notes on buying a business, leasing commercial property and the city permit steps that come before an expansion. - [Areas Served Around Redding, CA](https://hazelgrovelendinggroup.com/service-areas/): Hazelgrove Lending Group, based in Redding, CA, takes business funding requests from across Shasta County by phone and online form. This page links to the pages for Shasta Lake, Palo Cedro, Anderson and Cottonwood, and gives short sourced notes on Centerville, Happy Valley, Bella Vista and other nearby communities, including which government handles licensing. - [Business Funding for Shasta Lake, CA Businesses](https://hazelgrovelendinggroup.com/service-areas/shasta-lake-ca/): Hazelgrove Lending Group, based in Redding, CA, takes business funding requests from Shasta Lake, CA by phone and online. ZIP 96019 counted 107 employer establishments in 2023, led by construction, retail and administrative services. This page covers those figures, what they suggest about funding needs, and license questions for owners in the city. - [Business Funding for Palo Cedro, CA Businesses](https://hazelgrovelendinggroup.com/service-areas/palo-cedro-ca/): Hazelgrove Lending Group, based in Redding, CA, takes business funding requests from Palo Cedro, CA by phone and online. ZIP 96073 counted 109 employer establishments in 2023, led by construction and professional services. This page explains those figures, why the ZIP is much larger than the community, and what an unincorporated address means for licensing. - [Business Funding for Anderson, CA Businesses](https://hazelgrovelendinggroup.com/service-areas/anderson-ca/): Hazelgrove Lending Group, based in Redding, CA, takes business funding requests from Anderson, CA in Shasta County by phone and online. ZIP 96007 counted 417 employer establishments in 2023, led by retail and construction. This page covers those figures, how far the ZIP reaches beyond the city, license questions and commercial property considerations. - [Business Funding for Cottonwood, CA Businesses](https://hazelgrovelendinggroup.com/service-areas/cottonwood-ca/): Hazelgrove Lending Group, based in Redding, CA, takes business funding requests from Cottonwood, CA by phone and online. ZIP 96022 counted 165 employer establishments in 2023, 45 of them in construction. This page covers those figures, the share of very small employers, a ZIP that reaches into Tehama County, and licensing for an unincorporated address. ## Company - [Business Funding for Redding, CA Companies: Compare Your Options](https://hazelgrovelendinggroup.com/): Hazelgrove Lending Group helps businesses in Redding, CA and across Shasta County compare six funding structures: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Requests come in by phone or a short online form, funding partners review them, and the owner decides whether to accept any offer. - [How Business Funding Works for Redding, CA Owners](https://hazelgrovelendinggroup.com/how-it-works/): Hazelgrove Lending Group, based in Redding, CA, explains the steps to get a business loan or other business funding: describing the purpose, preparing documents, partner underwriting, and comparing offers on total cost. This page also covers what partners look for, how long the process can take, questions to ask before signing, and warning signs to avoid. - [Business Funding Questions From Redding, CA Owners](https://hazelgrovelendinggroup.com/faq/): Hazelgrove Lending Group answers business funding questions that owners in Redding, CA and Shasta County may have: who decides, what the form asks, whether an LLC or sole proprietor can qualify, collateral, credit checks, paying off early, using funds for payroll or owner pay, and how a merchant cash advance differs from a loan. - [About Hazelgrove Lending Group, Redding, CA](https://hazelgrovelendinggroup.com/about/): Hazelgrove Lending Group is a small-business funding company in Redding, CA. It helps owners across Shasta County compare six funding structures and sends their requests to funding partners, who review them and make the decisions. This page covers how the company works, how it chooses what to send where, and what it will not do. - [Contact Hazelgrove Lending Group in Redding, CA](https://hazelgrovelendinggroup.com/contact/): Hazelgrove Lending Group in Redding, CA answers on (530) 255-7966. Business owners across Shasta County can call or send the short online form to talk through working capital, term loans, lines of credit, inventory or equipment financing, or a merchant cash advance. - [Request Business Funding Options in Redding, CA](https://hazelgrovelendinggroup.com/apply/): Send Hazelgrove Lending Group in Redding, CA a business funding request. The form asks for Full Name, Phone, Email, an optional Company Name, three required picks (Time in Business, Annual Revenue range, Requested Amount range) and consent. A call follows to discuss purpose and timing before anything goes to a funding partner. - [Disclosures for Hazelgrove Lending Group, Redding, CA](https://hazelgrovelendinggroup.com/disclosures/): Hazelgrove Lending Group, a small-business funding company in Redding, CA, matches requests with funding partners. These disclosures explain that partners review every request, make every credit decision and set rates and terms, that a merchant cash advance is not a loan, that no approval or terms are promised, and where legal points await counsel review. ## Optional - [Full text of every page](https://hazelgrovelendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://hazelgrovelendinggroup.com/sitemap.xml)